Upstart Holdings, Inc. (NASDAQ:UPST) Q3 2024 Earnings Conference Call November 7, 2024 4:30 PM ET
Company Participants
Alice Berry – Senior Director of Investor Relations
Dave Girouard – Co-Founder & Chief Executive Officer
Sanjay Datta – Chief Financial Officer
Conference Call Participants
Peter Christiansen – Citigroup
Arvind Ramnani – Piper Sandler
Rob Wildhack – Autonomous Research
Kyle Peterson – Needham
David Schwartz – JMP
Simon Clinch – Redburn Atlantic
Giuliano Bologna – Compass Point
Operator
Good day and welcome to the Upstart Third Quarter 2024 Earnings Conference Call. Today’s conference is being recorded.
At this time, I would like to turn the conference over to Alice Berry. Please go ahead.
Alice Berry
Good afternoon and thank you for joining us on today’s conference call to discuss Upstart’s third quarter 2024 financial results. With us on today’s call are Dave Girouard, Upstart’s Chief Executive Officer; and Sanjay Datta, our Chief Financial Officer.
Before we begin, I want to remind you that shortly after the market closed today, Upstart issued a press release announcing its third quarter 2024 financial results and published an Investor Relations presentation. Both are available on our Investor Relations website, ir.upstart.com. During the call, we will make forward-looking statements, such as guidance for the fourth quarter of 2024 relating to our business and our plans to expand our platform in the future. These statements are based on our current expectations and information available as of today and are subject to a variety of risks, uncertainties and assumptions. Actual results may differ materially as a result of various risk factors that have been described in our filings with the SEC. As a result, we caution you against placing undue reliance on these forward-looking statements. We assume no obligation to update any forward-looking statements as a result of new information or future events, except as required by law.
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